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Personal Checking

With a checking account from Heritage Bank, you'll get all the things you know and love AND of course, the convenience of banking from home or office, on-the-go, or just stopping by one of our many locations. With our HeritageEDGE and HeritageEDGE Plus accounts, you'll receive even more added benefits and savings.

Want to know more? We thought so!

Our Checking Products

* Data and carrier charges may apply.
** Download the Heritage Bank USA mobile app at the or
1 Cell phone protection and personal identity theft benefit are subject to additional terms and conditions.
2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.
NOT GUARANTEED BY THE BANK.


Details about our Checking Products

Put your money to work with
the Heritage Edge Plus checking
account! This checking option
provides all of the benefits of
HeritageEDGE checking, PLUS it
allows you to gain higher interest
based on your balance.
With HeritageEDGE checking, not
only will you enjoy Free Online
Banking and bill pay, you will also
receive benefits that fit your lifestyle!
If you want a simple, no frills
account with the convenience of
Online Banking and bill pay, our
basic checking account is the
account for you!



DESCRIPTION
Provides customers with the
opportunity to gain higher interest
based upon their balance
DESCRIPTION
Edge checking provides customers
with local savings and benefits such
as cell phone protection, ID theft aid,
and roadside assistance for a low
monthly fee.

DESCRIPTION
Provides customers with basic services




REQUIRED OPENING BALANCE
$2500
REQUIRED OPENING BALANCE
$100
REQUIRED OPENING BALANCE
$100



CHECK RETENTION
Images provided with
monthly statement
CHECK RETENTION
Images provided with
monthly statement
CHECK RETENTION
Images provided with
monthly statement



MONTHLY MAINTENANCE FEE
$10
Eliminate your monthly maintenance fee
Maintain a daily balance of
$2,500 or more
MONTHLY MAINTENANCE FEE
$6
MONTHLY MAINTENANCE FEE
$7
Eliminate your monthly maintenance fee
Maintain a daily balance of
$100 or more



CHECK WRITING
unlimited
CHECK WRITING
unlimited
CHECK WRITING
unlimited



DEPOSIT/WITHDRAWAL
ITEM CHARGES
Overdrafts, returned item, or
non-sufficient (NSF* fees may apply)
DEPOSIT/WITHDRAWAL
ITEM CHARGES
Overdrafts, returned item, or
non-sufficient (NSF* fees may apply)
DEPOSIT/WITHDRAWAL
ITEM CHARGES
Overdrafts, returned item, or
non-sufficient (NSF* fees may apply)



ONLINE BANKING
AND BILL PAY
ONLINE BANKING
AND BILL PAY
ONLINE BANKING
AND BILL PAY



OTHER BENEFITS

  • Local discounts and national
    retailer deals to save you money on shopping, dining, travel, and more
  • Cell phone protection: Receive up
    to $400 per claim ($800 per year) if your cell phone is broken or stolen
  • ID theft aid: Includes payment card fraud resolution, $2500 in personal identity theft benefit and identity restoration
  • Roadside Assistance: Available
    24/7 and free to use, up to $80 in
    covered service charges

OTHER BENEFITS

  • Local discounts and national
    retailer deals to save you money on shopping, dining, travel, and more
  • Cell phone protection: Receive up
    to $400 per claim ($800 per year) if your cell phone is broken or stolen
  • ID theft aid: Includes payment card fraud resolution, $2500 in personal identity theft benefit and identity restoration
  • Roadside Assistance: Available
    24/7 and free to use, up to $80 in
    covered service charges
 

* NSF fee applies to overdrafts created by checks, in person withdrawal, ATM withdrawal, or other electronic means.

Already have HeritageEDGE or HeritageEDGE Plus?


Download the HeritageEDGE app to begin using your discounts and benefits.

 

 


Business Checking Personal Checking