Heritage Bank is proud to offer you a large variety of lending options.
Whether it’s a
first mortgage, new car, or a business loan, meeting your needs is a priority
comes to lending. Our loan officers are experienced professionals ready to sit down
with you to work out a plan for your personal financing needs!
Securely upload your personal loan files: here
Consumer Loan Products
Trucks, cars, boats, RVs, and so much more await you when you finance with
Heritage Bank. We’re pleased to offer you a wide variety of consumer loan
products to meet your individual needs. With competitive lending rates and
terms to fit your lifestyle, the hardest part about your next purchase may be
deciding on the color of your new car!
Need more room? Looking to make that first home purchase? At Heritage Bank,
we love to turn houses into homes. Every day we meet with new customers and
current customers to discuss the purchase of a new home or to refinance an
existing home. For most of us, our home is the largest investment we ever make.
So one of your most important borrowing decisions could be the choice of your
lender. Our bankers and neighbors know the seriousness of this decision. That’s
why we’re always ready to work with you to make certain we create the best loan
for your unique situation.
For cars, boats, computers and many other types of major purchases, an installment loan from Heritage Bank may be your best loan option. We offer a variety of secured and unsecured installment loans with flexible terms to fit your borrowing needs. Save money by having your monthly loan payments deducted automatically from your Heritage Bank account.
Range of Options
With our wide range of options, you're sure to find one that fits your individual needs. Your Heritage Bank loan officer can help you understand all the details of our fixed and adjustable rate home mortgage loans. We also have loans available for lots and construction.
Lines of Credit
A Heritage Bank line of credit is a pre-approved revolving line of credit. Access your line to make purchases or to pay off higher interest loans by simply writing a check.
Equity Lines of Credit
For convenient, lower-rate, tax-advantaged borrowing needs, ask us about Heritage Bank equity line of credit. Since this line of credit is linked to the equity in your home, you may be able to deduct up to 100% of your interest. Accessing your equity line is as easy as writing a check. (Please check with your tax advisor to determine your tax-deductibility.)